Direct Lenders vs. Mortgage Brokers So you've found your dream home and you're ready to get a mortgage, but whom should you go to? If you're like the majority of people, you'll go to your bank, or you'll search online to find a mortgage lender. During your search you may come across two very similar sources for loans - Direct Lenders & Mortgage Brokers. I sat down with Brandon Andrews from...
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New Home Construction Buying Tips If you're the kind of person who enjoys spending Saturday afternoons visiting new home subdivisions and walking through model homes, then this article is for you! Before you walk into your next model home, let me give you a few tips to help you avoid pitfalls that might arise during the buying process. Like the old NBC slogan, "The More you Know!" the following New Home...
Real Estate Closing Process Explained, Charleston, SC So you've made it to the closing. Hopefully after reading this article you'll have a better understanding of the closing process to help you remain calm and not freak out when the closing attorney puts a stack of paperwork in front of you to sign. This week I will be involved in a couple of closings, so I thought, what better time to explain the...
5% Down Payment Home Mortgage Loans There has been a lot of talk on the web about home buyers now being able to purchase a home with a conventional loan with only a 5% down payment. If that's the case, then this could open doors for potential home buyers who just don't have a lot of cash on hand, so to get to the bottom of the rumors, I spoke with Chris Thornton at Primary Residential Mortgage to get...
Should I Escrow? I escrow. I'm not what you call the type of person who likes to set aside money each month to pay my taxes and insurance in one big bill at the end of the year although after reading my own article I might change my mind. The big question you have to ask yourself is if you're the type of person who would rather have their money work for them, or if having extra money in your pocket...
Green Building in Park Circle In honor of Earth Day, I thought it would be a good idea to do an article on Green Building. In Park Circle, home buyers have the choice of three different communities that offer a variation of eco-friendly, sustainable homes. There are three prominent communities in Park Circle that advertise the energy efficiency of their homes, including Oak Terrace Preserve, Mixson,...