SC State Housing

2020 Palmetto Heroes Program - Starts June 8, 2020 The SC State Housing Palmetto Heroes Program is back again for 2020 and this year it is expanding to include more essential workers. Since 2006, the Palmetto Heroes program has provided low-interest home loans to law enforcement, firefighters, teachers, correctional officers, EMs personnel and veterans.  In 2020, the program is now available to...

2018 Palmetto Heroes Program - Starts April 2, 2018 The SC State Housing Palmetto Heroes Program is back again for 2018 and it's not going to last long!  Last years funds ran out within the first month, and this year will be no different.  The Palmetto Heroes Program offers down payment assistance and a competitive interest rate for the eligible borrower(s) that meet SC Housing’s First-Time...

2014 Palmetto Heroes Program - UPDATE: Funds are no longer available for 2014, but the program will return by mid-April 2015!  SC Housing still offers $5,000 in Down Payment Assistance for First Time Home Buyers - Click here for info. Palmetto Heroes for 2014 is better than ever! The SC State Housing Palmetto Heroes Program is back again for 2014.  Last year, funds for this program ran out by July,...

UPDATE: 02/03/2016 South State Bank is offering first time home buyers a 97%, 30 year fixed rate mortgage that is different than an FHA loan in that they only require a 3% down payment instead of 3.5% with an FHA loan, and the 3% can come from "gift funds". Also, with this loan, the mortgage insurance is reduced.  For more information on this program contact: Laurie B. Holscher SVP, Mortgage Loan...

Newly Constructed Homes May Qualify for $6000 in Down Payment Assistance Are you in the market for a brand new home in Charleston, SC?  Then read the information below to find out how you can get down payment assistance for newly constructed homes! South Carolina State Housing has just updated their down payment assistance program for 2013 - see the details here. The South Carolina State...