You can still Buy a Home with No Money Down!

First Citizens Bank

First Citizens Bank – Home Ownership Mortgage Express – 100% Loan

First Citizens Bank is now offering their 100% financing loan program with no PMI.  It is a great product called HOME (Home Ownership Mortgage Express).  Listed below are some of the guidelines required to obtain this type of loan.

HOME ( Home Ownership Mortgage Express)

  • 680 credit score (100%)
  • 679-660 credit score (97%)
  • NO PMI
  • Does not have to be a 1st time homebuyer, but cannot own another home at the time of closing
  • Charleston, Berkeley , and Dorchester county are eligible
  • No income limits

Of course… Loans are subject to approval & this loan program can be modified or discontinued at anytime without notice.

If you would like to apply for this loan contact Marcus White at First Citizens Bank:

Marcus White | VP – Mortgage Banker
Mortgage | First Citizens Bank
FCB Mail Code: FCC-095 | 182 Meeting St. | Charleston, SC 29401

843.514.2733 mobile
843.722.5823 fax
NMLS# 758160

Click Here to Apply Online

Once you get pre-approved, contact me to get started on finding your new home at or call (843) 714-3855!

Join The Discussion

Compare listings