FHA Loan changes were announced recently, and one of the changes will directly affect how much you pay per month for the duration of your loan.  If you apply for an FHA loan after April 1, 2013, be aware of the following changes that are set to take place on April 1, 2013, and June 3, 2013. FHA Loan Changes April 1, 2013 The annual mortgage insurance premium (MIP) for most new mortgages will...

Valentines Day is quickly approaching and depending on your current relationship status, that can either mean you're excited or depressed.  Whatever emotion your feeling, here's a little event that is sure to make you smile.  The Mixson Market, purveyors of all things cool, including drinks, food, and accessories is having an event called "Love Bites".  Love Bites is a pre-Valentines celebration...

The North Charleston Revitalization Plan was outlined by Mayor Keith Summey yesterday at a press conference in phase 2 of the Oak Terrace Preserve neighborhood. The press conference was held to highlight not only the plans for North Charleston, but also to introduce Phase 2 of Oak Terrace Preserve.  As a current resident of Oak Terrace Preserve and Realtor specializing in Park Circle and all...

The Barbeque Joint 5th Anniversary Block Party! The Barbeque Joint is having a party and you're all invited!  It's the 5th anniversary of the Barbeque Joint and to celebrate that honor, they will be closing down East Montague in Park Circle to have a good ol' fashion Block Party!  From 11am to 4pm on Saturday, February 9, 2013 the Barbeque Joint will be serving up savory bbq and sides to residents...

UPDATE: 02/03/2016 South State Bank is offering first time home buyers a 97%, 30 year fixed rate mortgage that is different than an FHA loan in that they only require a 3% down payment instead of 3.5% with an FHA loan, and the 3% can come from "gift funds". Also, with this loan, the mortgage insurance is reduced.  For more information on this program contact: Laurie B. Holscher SVP, Mortgage Loan...

Academic Magnet High School is located in the Park Circle neighborhood of North Charleston, directly adjacent to the quickly developing community of Oak Terrace Preserve.  In 2012, Newsweek ranked Academic Magnet High School 22nd out of 1,001 high schools in the country.  With a national ranking continually in the top 25 schools in the nation, parents naturally aim to have their children attend this...