2-10 Home Buyers Warranty Explained What is a 2-10 Home Buyer Warranty? Typically referred to as a 2-10 Builders Warranty, this is essentially an insurance-backed new construction warranty that is approved by the Department of Housing and Urban Development (HUD). It warranties that your home will be covered for 10 years from any structural defects, 1 year for any workmanship issues as well as 2 years...