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2020 Palmetto Heroes Program - SC Housing

2020 Palmetto Heroes Program

2020 Palmetto Heroes Program - Starts June 8, 2020 The SC State Housing Palmetto Heroes Program is back again for 2020 and this year it is expanding to include more essential workers. Since 2006, the Palmetto Heroes program has provided low-interest home loans to law enforcement, firefighters, teachers, correctional officers, EMs personnel and veterans.  In 2020, the program is now available to licensed...

2018 Palmetto Heroes Program

2018 Palmetto Heroes Program

2018 Palmetto Heroes Program - Starts April 2, 2018 The SC State Housing Palmetto Heroes Program is back again for 2018 and it's not going to last long!  Last years funds ran out within the first month, and this year will be no different.  The Palmetto Heroes Program offers down payment assistance and a competitive interest rate for the eligible borrower(s) that meet SC Housing’s First-Time...

4772 Churchill Road - Park Circle Home for Sale - Real Deal with Neil

4772 Churchill Road – Park Circle Home for Sale

4772 Churchill Road - Park Circle Home for Sale Check out my newest listing in Park Circle! This 3 bedroom, 1 bath home is located in a prime location and is a renovation opportunity! Built in 1950, this home shows great character and charm. Built-in corner hutches in the dining room, corbels in a cased opening, and crown molding throughout. Outside you'll love the classic white picket fence and a porch...

How to Calculate Mortgage Payments

How to Calculate Mortgage Payments

How to Calculate Mortgage Payments It’s Tuesday and I just wanted to do something different and answer a question via Video. I recently worked with a young couple who was unsure of moving forward on their dream house because they offered $200,000, but the seller would only go as low as $210,000.  It sounds like a big gap, but how many of you really know what an additional $10,000 over 30 years...

2017 Palmetto Heroes Program

2017 Palmetto Heroes Program

2017 Palmetto Heroes Program - NOW CLOSED FOR 2017 The SC State Housing Palmetto Heroes Program is back again for 2017 and it's not going to last long! This program is slated to start on April 19th, and works on a first come, first served basis.  To give you an example of how popular it is, funds for last year ran out in two months!  The Palmetto Heroes program is one of the most popular first-time...

Homestyle Renovation Mortgage - First Citizens

Homestyle Renovation Mortgage

Homestyle Renovation Mortgage Every so often a mortgage product comes across my desk and if I think it's something that might help a potential client, then I'll post about it!  This particular mortgage product from First Citizens Bank is definitely something that people should consider if they have found a primary residence, a second home, or an investment property that requires a few repairs or...

2014 Palmetto Heroes Program

2014 Palmetto Heroes Program

2014 Palmetto Heroes Program - UPDATE: Funds are no longer available for 2014, but the program will return by mid-April 2015!  SC Housing still offers $5,000 in Down Payment Assistance for First Time Home Buyers - Click here for info. Palmetto Heroes for 2014 is better than ever! The SC State Housing Palmetto Heroes Program is back again for 2014.  Last year, funds for this program ran out by July,...

Debt to Income Ratio Explained

Debt to Income Ratio Explained

Debt to Income Ratio Explained Debt to Income Ratio, in the most simplest terms is how much you owe (debts) divided by how much you earn (income) per month. In order to calculate your debt to income ratio all you have to do is add up all your monthly expenses, including credit card and car payments, utilities, housing costs, student loans, and any other recurring expenses you might have, then divide...

Direct Lenders vs. Mortgage Brokers - Brandon Andrews - Guild Mortgage

Direct Lenders vs. Mortgage Brokers

Direct Lenders vs. Mortgage Brokers So you've found your dream home and you're ready to get a mortgage, but whom should you go to?  If you're like the majority of people, you'll go to your bank, or you'll search online to find a mortgage lender.  During your search you may come across two very similar sources for loans - Direct Lenders & Mortgage Brokers.  I sat down with Brandon Andrews from...

Chris Thornton - Primary Residential Mortgage - 5% Down Payment Home Mortgage

5% Down Payment Home Mortgage Loans

5% Down Payment Home Mortgage Loans There has been a lot of talk on the web about home buyers now being able to purchase a home with a conventional loan with only a 5% down payment. If that's the case, then this could open doors for potential home buyers who just don't have a lot of cash on hand, so to get to the bottom of the rumors, I spoke with Chris Thornton at Primary Residential Mortgage to get...

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